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What is phishing and what are its types?

In my article, I will introduce you to how phishing works and what its effects are. You will also learn how to recognize a phishing attack and what are the ways to protect yourself from it. The information I present will help you avoid unpleasant situations and protect your personal information.

Date: 2024-08-29 Author: Łukasz Michałek
What is phishing and what are its types?

Nowadays, with most of our lives taking place online, pishing attacks are becoming increasingly common. Often we don’t realize that we have fallen prey to scammers who take advantage of our gullibility and lack of caution. In my article, I will introduce you to how phishing works and what its effects are. You will also learn how to recognize a phishing attack and what are the ways to protect yourself from it. The information I present will help you avoid unpleasant situations and protect your personal information. If you want to learn the most important rules of online security – I invite you to read!

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How does phishing work and what are its consequences?

Phishing is a type of cyber-attack that aims to extort sensitive information from victims. Attackers create fake websites or emails that look like authentic sources, such as banks or social networks. When a user enters their information on such a site or responds to a fake email, the criminal gains access to their personal information and passwords.

The consequences of phishing attacks can be very serious for victims. If financial data is stolen, unauthorized transactions or lost savings can result. And if criminals obtain login credentials for an email account or social media profile, they can impersonate the victim and use his or her identity for further criminal activities.

In addition, there is a risk of identity theft and invasion of privacy.

To understand how phishing works, it is worth looking at the techniques used by attackers. The most popular methods are so-called “spear-phishing,” where the criminal sends personalized emails to specific individuals or companies, and the “watering hole attack,” which involves infecting popular websites that victims visit regularly. In both cases, the goal is to get the user to provide their data or install malware on their device.

How to recognize a phishing attack?

Recognizing a phishing attack may not be easy, especially for those less familiar with online threats. However, there are a few signals to look out for.

  • First of all, check the email address of the email sender – often scammers impersonate well-known companies or institutions, but their email addresses differ from the original ones.
  • In addition, it is worth paying attention to the quality of the language used in the message – spelling and grammatical errors may indicate a phishing attempt.
  • Another element to recognize a phishing attack is suspicious links contained in emails. Before clicking on such a link, first hover over it with your mouse cursor and check whether it leads to a real website of the company or institution in question. Scammers often create clone sites that look identical to the original site, but have a different URL. If you have doubts about the authenticity of the site, type the address manually in your browser or contact the company directly.
  • It’s also worth being wary of attachments sent in suspicious emails. Files such as .pdf, .doc or .zip may contain malware that will be installed on your computer when you open the attachment. Before you open such a file, make sure it comes from a trusted sender and is expected. If in doubt, it’s better not to take any chances and contact the sender to confirm the authenticity of the message.
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What are the most common targets of phishing attacks and how to avoid them?

The most common targets of phishing attacks are attempts to phish for personal information, such as bank account passwords, login credentials for various sites or credit card information. Cybercriminals often use this information to steal identities, which can lead to serious financial consequences for victims. That’s why it’s a good idea to pay attention to any suspicious messages and not reveal your data in response to them.

To avoid becoming a target of a phishing attack, first of all, be careful when using e-mail and other instant messaging services. It’s a good idea to check the e-mail addresses of senders and links contained in messages, and not to open attachments from unknown people.

In addition, it’s a good idea to use two-step authentication where possible – that way, even if a cybercriminal gets hold of our password, he will have a hard time accessing our account.

It’s also worth taking care to educate ourselves about digital security – awareness of the risks allows us to better recognize potentially dangerous situations and avoid phishing traps. Regularly updating software and using anti-virus and anti-spam software are other steps that will help protect against phishing attacks. Let’s also remember to talk to our loved ones about this topic – shared knowledge and experiences can be crucial in the fight against cybercrime.

What are ways to protect against phishing attacks?

To protect yourself from phishing attacks, it’s a good idea to use some proven methods.

  • First and foremost, be careful when using email and clicking on links contained in messages. Always check the sender’s email address and the domain of the website to which the link leads. If something seems suspicious, it’s better not to take a chance and open such a message or click on any links.
  • Another important element in protecting against phishing is to use up-to-date antivirus software and a firewall. Good programs of this type can detect phishing attack attempts and block access to a malicious site or delete a suspicious email.
  • In addition, it’s a good idea to regularly update your operating system and web browser, as manufacturers often release patches to protect against new threats.
  • The last important aspect of protecting against phishing is educating users about this type of threat. The more people are aware of how phishing attacks work and how to defend against them, the more difficult it will be for fraudsters to gain access to our personal or financial data.

So it’s worthwhile to regularly read articles on online security, participate in training courses or webinars, and share your knowledge with other Internet users.

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How to act in case of a suspected phishing attack?

If you suspect that you have fallen victim to a phishing attack, first of all, do not panic. First of all, secure your account and change your account password.

If you have received a suspicious email or SMS message, do not click on any links or attachments contained in the message. Also remember to report the attempted attack to the appropriate services, such as CERT Poland or the Police.

Next, it’s a good idea to check your computers and mobile devices for malware. You can do this with an antivirus program that is updated regularly and a malware scanner. If you detect any threats, try to remove them using security tools or consult a cyber security specialist.

In order to avoid further problems resulting from a phishing attack, it’s also a good idea to make sure you educate yourself and your loved ones about such threats and follow the rules for safe Internet use. Updating operating systems and software regularly, creating strong passwords and using two-step verification are just some of the steps that will help you protect yourself from further phishing attempts for personal or financial information.

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Łukasz Michałek
Łukasz Michałek
Founder of the rapidly developing cryptocurrency channel "Biblia Kryptowalut" on YouTube. He also co-creates the Arena Trading group with Marek. Łukasz is fascinated and passionate about blockchain technology and cryptocurrencies, which constitute the central element of his activity in the cryptocurrency industry.
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